Employees typically are entitled to receive benefits from the Pension Fund upon retirement, such as regular payments (pensions) or a one-off lump sum. An employee that is benefitting from the Pension Fund, may also pay individual contributions to their individual accounts at RESAVER. This is deducted from their salary. Exact rules of employee contributions depend on the specific pension rules and local legislation in each country. 

The Pension Fund manages the administration of the pension plan for each employer and employee. It also ensures that contributions are made according to the agreed pension rules, the savings are invested in line with the selected investment strategy and payments are made at the due date.

• Mercer is a global consulting leader in talent, health, retirement and investments. Mercer helps clients around the world advance the health, wealth and careers of their most vital asset – their people. Its more than 20,000 employees are based in 43 countries and the firm operates in over 140 countries.  Mercer is a wholly owned subsidiary of Marsh & McLennan Companies, a global professional services firm offering clients advice and solutions in the areas of risk, strategy and people.

• Mercer helps clients create sustainable retirement programs that engage their workforce and protect their business financial health. Both in Belgium and internationally, Mercer is a leader acknowledged for its technical expertise in this field.

• Awards: 

  • European Pensions Awards

    • Risk Management Firm of the Year, 2016

    • European Pensions Innovation Award, 2016

    • Master Trust Offering of the Year, 2016

  • Global Finance Magazine Awards

    • Best Pension Plan Administration Provider, 2016

• State Street is a global leader across investment servicing, markets and financing, and investment management. Servicing nearly 10 percent* of the world’s assets, they give asset managers and owners, insurance companies, official institutions and central banks access to an exclusive perspective on how markets are trending — helping them stay ahead of change — and a breadth of products and services to drive business performance.

  With deep expertise across the investment lifecycle, their specialists are there to solve the toughest challenges with the latest best practices and proven solutions. Pairing more than 230 years of experience with insights from their academic partners and macro experts, they continue to lead industry thinking and help their clients to make smarter decisions. Asset Manager | State Street
   

• A global leader in investment, risk management and advisory services for institutional and retail clients. In June 2019, BlackRock’s AUM was $7.4 trillion. 

• BlackRock helps clients around the world to meet their goals and overcome challenges with a range of products that include separate accounts, mutual funds, iShares® (exchange-traded funds), and other pooled investment vehicles.

• BlackRock also offers risk management, advisory and enterprise investment systems services to institutional investors through BlackRock Solutions®. In 2018, the firm had approximately 15,000 employees in more than 30 countries and a major presence in global markets, including North and South America, Europe, Asia, Australia and the Middle East and Africa.

• Lydian is a full-service, independent Belgian business law firm. Its approach is about being committed, available, responsive and proactive. The firm provides the highest quality services to international standard, and practices law with the sophistication of a large firm, but with the close client-lawyer contact more typical of a smaller firm.

• Clients include a large number of high-profile listed and non-listed Belgian and non-Belgian organisations. Lydian employs approximately 80 lawyers in Antwerp, Brussels and Hasselt.

• KPMG International Limited (or simply KPMG) is a multinational professional services network, and one of the Big Four accounting organizations, along with Ernst & Young (EY), Deloitte, and PwC. The name "KPMG" stands for "Klynveld Peat Marwick Goerdeler.

• Headquartered in Amstelveen, Netherlands, although incorporated in London, England, KPMG is a network of firms in 145 countries with 273,424 employees. It has three lines of services: financial audit, tax, and advisory. Its tax and advisory services are further divided into various service groups. Over the past decade, various parts of the firm's global network of affiliates have been involved in regulatory actions as well as lawsuits. 

• Deloitte Belgium is a member of the international network of Deloitte Touche Tohmatsu Limited. Deloitte is the world’s leading professional services firm, delivering first-class audit and financial advisory, tax, legal, and consulting services. The firm serves more than 80% of the world’s largest companies, as well as national enterprises, SMEs, public institutions, and successful fast-growing companies.

• Deloitte employs more than 225,000 people and is present in more than 150 countries. In Belgium, more than 3,200 employees live the Deloitte vision to be the standard of excellence. They help their clients to embed innovation.

• Previnet is an experienced and reliable service provider for pension funds and insurance companies across Europe. With over 25 years of experience, Previnet has developed its core business in delivering administration services and IT solutions to local and international organisations.

• Previnet is the appointed Member Service Centre (MSC) of RESAVER.

• As a fully independent outsourcing provider, Previnet manages 220 pension arrangements, 65 insurance companies and over 40 financial entities. More than three million individual accounts are managed.

• Previnet already has significant experience in establishing multi-country pension scheme administration services, for example the NATO DCPS plan which has 4,700 members across 80 employers based in Europe, Scandinavia, the US and Canada.

• Mercer is a global consulting leader in talent, health, retirement and investments. Mercer helps clients around the world advance the health, wealth and careers of their most vital asset – their people. Its more than 20,000 employees are based in 43 countries and the firm operates in over 140 countries.  Mercer is a wholly owned subsidiary of Marsh & McLennan Companies, a global professional services firm offering clients advice and solutions in the areas of risk, strategy and people.

• Mercer helps clients create sustainable retirement programs that engage their workforce and protect their business financial health. Both in Belgium and internationally, Mercer is a leader acknowledged for its technical expertise in this field.

• Awards: 

  • European Pensions Awards

    • Risk Management Firm of the Year, 2016

    • European Pensions Innovation Award, 2016

    • Master Trust Offering of the Year, 2016

  • Global Finance Magazine Awards

    • Best Pension Plan Administration Provider, 2016

• AON is a leading insurance advisor and broker. They provide their clients with independent advice on insurance, reinsurance, risk management, pensions and remuneration. In concrete terms, this means that they support them in the analysis and management of their business risks and in the development and follow-up of suitable pension, group and healthcare plans. Aon Belgium has 4 offices (Brussels, Antwerp, Ghent and Liège). The company has a total of 370 employees.

• Aon Belgium is part of Aon plc, a world leader in risk management, insurance brokerage, reinsurance and employee benefits. Aon plc has offices in 120 countries and employs 50,000 people worldwide. Thanks to this global network, Belgian companies can insure their international risks in the most professional way. Aon plc is headquartered in London. The company is listed on the New York Stock Exchange (NYSE: AON).